Learn library
One organised catalogue. Filter by step, level, or status — published lessons and coming-soon outlines live side by side.
Showing 83 topics · 35 published · 48 coming soon
Step 1
Money box
Don’t buy stocks while the household is fragile.
The money order: protect first, then invest
Emergency → insurance → invest. Why equity comes after the household is stable.
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Open →Track where your money goes
Build the surplus number that funds every later decision — without a budget you cannot invest.
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Open →Don’t stash all your cash
Inflation quietly eats idle money — and why fixed deposits alone rarely finish the job.
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Open →Emergency fund (India)
How many months, where to keep it, sinking funds, and why it is not an investment.
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Open →Health insurance in India
Floater vs individual, top-up, cashless vs reimbursement, waiting periods and claim stages.
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Open →Term insurance vs investment products
Protection is not a ULIP story — keep cover and investing separate.
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Open →How much term cover you actually need
The needs + debts + final expenses method, why the income multiple is a floor, and IRDAI’s rules.
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Open →Taxes on your investments (India)
LTCG, STT, TDS, stamp duty and GST on the products you actually buy — with the maths.
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Open →Tax-saving instruments, honestly
80C, 80D, 80CCD(1B) and 24(b) — what each buys you, and when the tax saved is not worth the lock-in.
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Open →Debt and loans: when to pre-pay
High-interest debt is a guaranteed negative return — and the maths that settles every pre-payment argument.
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Open →Mutual funds vs direct stocks (beginner)
A product that diversifies for you vs owning single companies — when each fits.
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Open →SIP as a habit, not a tip
Systematic investing is discipline — not a guarantee or a hotstock shortcut.
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Open →Where to park cash you are not investing
Savings, liquid funds, FD ladders, PPF and short-duration debt — risk, liquidity and tax side by side.
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Open →Goal-based corpus maths
Turn a goal into a rupee number, then a monthly amount — inflation and the step-up rule included.
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Open →Asset allocation and the bucket framework
Match each goal to a time horizon, then decide how much risk that horizon can carry.
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Open →Demat for investing (not day trading)
Open accounts to hold ownership calmly — not to chase intraday noise.
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Open →Retirement in India: EPF, NPS and the corpus
What each retirement bucket really pays, the 60-year lock-in maths, and the safe-withdrawal question.
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Open →Estate: will, nomination and transmission
Nomination is not a will. How Indian securities actually pass, and the demat-transmission gap that strands families.
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Open →Step 2
Mindset
Survive the market emotionally before you pick names.
Investing vs speculation
Ownership with a margin of safety vs betting on price moves — know which game you are in.
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Open →Luck and risk
Good outcomes are not always skill; bad outcomes are not always mistakes.
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Open →Compounding needs patience
Why most of the wealth shows up late — and churning kills the curve.
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Open →Mr. Market explained
The market quotes moods every day — you decide whether to trade with the mood.
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Open →Loss aversion and sunk cost
Why holding losers and selling winners too early is so common in India retail.
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Open →Room for error
Build slack for being wrong — leverage and tight forecasts leave none.
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Open →Reasonable beats perfectly rational
A plan you can stick with through fear beats a clever plan you abandon.
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Open →A 30% drawdown is not automatically a sell
Price pain vs business damage — how to think when the screen turns red.
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Open →Step 3
Stock basics
Know what you are buying before you chase a chart.
What is a stock?
Ownership slice of a company — what you buy and what you don’t.
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Open →Share vs stock vs equity
Same family of words, clear differences for beginners.
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Open →NSE and BSE explained
Where Indian stocks trade and why exchanges matter.
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Open →How stock prices move
Supply, demand, news, and expectations in plain English.
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Open →Primary vs secondary market
IPO vs buying on the exchange — two different doors.
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Open →What is market capitalisation?
Company size in the market — and what size does not prove.
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Open →Large cap vs mid cap vs small cap
Risk, liquidity, and how analysis changes by size bucket.
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Open →What is a stock index? (Nifty & Sensex)
A basket of stocks — not a single company tip.
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Open →Bull market vs bear market
Cycle language every beginner hears — without the hype.
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Open →What is volatility?
Price swings are not the same as a bad business.
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Open →Demat, trading account & settlement
The plumbing of buying shares in India (T+1 basics).
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Open →Equity vs debt vs gold
Where stocks sit among common ways people store money.
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Open →Step 4
Business sense
Judge the company with filings — not vibes.
What is a business model?
Who pays, for what, and how cash can reach shareholders.
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Open →Revenue, cost & profit
P&L without fear — the story of a reporting period.
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Open →Assets, liabilities & equity
Balance sheet as a snapshot of what a company owns and owes.
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Open →Cash flow vs profit
Why cash is the truth serum behind reported earnings.
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Open →What is a moat?
Why some businesses survive competition longer than others.
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Open →Cyclical vs defensive businesses
Different games need different patience and metrics.
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Open →Capital intensive vs asset light
How hungry a business is for reinvestment and capex.
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Open →Promoters, management & governance
Who runs the company and how to spot soft red flags.
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Open →How to read an annual report
Where beginners should look first — and what to skip initially.
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Open →How to read quarterly results
What changed this quarter vs what is noise.
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Open →What are concalls?
Management’s live exam — how to listen with a checklist.
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Open →Step 5
Ratios & tools
Use numbers as evidence, know when they mislead.
What is P/E ratio?
Price to earnings — formula, intuition, and classic traps.
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Open →What is EPS?
Earnings per share — the denominator behind many headlines.
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Open →What is P/B ratio?
Price to book — useful for some sectors, misleading for others.
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Open →What is ROE?
Return on equity — engine quality with a debt caveat.
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Open →What is ROCE?
Return on capital employed — capital efficiency in practice.
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Open →Debt to equity ratio explained
Leverage basics — when debt helps and when it hurts.
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Open →Interest coverage ratio
Can operating profit comfortably service interest?
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Open →What is EBITDA?
Operating profitability before interest, tax, depreciation.
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Open →EV/EBITDA explained
Enterprise value thinking when debt matters.
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Open →Operating margin & net margin
How much of sales survives as operating and net profit.
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Open →What is free cash flow?
Cash left after keeping the business running and investing.
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Open →Working capital basics
Receivables, inventory, payables — growth can eat cash.
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Open →What is PEG ratio?
Growth-adjusted P/E — useful idea, fragile estimates.
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Open →Dividend yield explained
Cash returned to shareholders — and when a high yield warns you.
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Open →Promoter holding & pledging
Ownership skin in the game — and leverage risk on promoters.
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Open →Step 6
Sector guides
Same ratio, different meaning — by industry.
What to look for in banking stocks
Asset quality, NIM, deposits — and what not to overweight.
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Open →What to look for in NBFC stocks
Liability mix, asset quality, and growth vs underwriting.
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Open →What to look for in IT stocks
Revenue growth, margins, deals, currency, client concentration.
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Open →What to look for in pharma stocks
Product mix, regulatory risk, and pipeline realism.
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Open →What to look for in FMCG stocks
Volume, pricing, distribution, and brand durability.
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Open →What to look for in auto & auto ancillary stocks
Cycle, mix, margins, and OEM dependence.
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Open →What to look for in metals & mining stocks
Cost curves, cycle peaks, and why cheap P/E can trap you.
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Open →What to look for in oil, gas & energy stocks
Spreads, regulation, and commodity vs marketing businesses.
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Open →What to look for in capital goods stocks
Order book quality, execution, and working capital.
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Open →What to look for in real estate stocks
Launches, collections, leverage, and project risk.
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Open →What to look for in telecom stocks
ARPU, spectrum, competition, and cash after capex.
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Open →What to look for in insurance stocks
Embedded value ideas, persistency, and combined ratios (intro).
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Open →Step 7
Process
A repeatable method beats one-off hunches.
How to check if a stock is fundamentally sound
End-to-end beginner → advanced checklist (educational).
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Open →How to use a stock screener
Shortlist ideas without fooling yourself with filters.
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Open →How to build a watchlist
Thesis + triggers — not a graveyard of random tickers.
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Open →How to compare two stocks in the same sector
Apples-to-apples comparison without spreadsheet theatre.
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Open →Value trap vs value opportunity
When cheap stays cheap — and how to think about it.
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Open →When a good company is a bad investment
Quality without valuation discipline still hurts.
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Open →Common beginner mistakes in Indian equities
Tips, leverage, ignoring cash flow, and sizing errors.
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